Cara Mencairkan BPJS Ketenagakerjaan
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Cari Tahu Cara mencairkan BPJS Ketenagakerjaan

Tahukah anda apa itu BPJS ketenagakerjaan?. Jadi, BPJS ketenagakerjaan merupakan sebuah jaminan sosial. Biasanya, anda yang bekerja di sebuah instansi atau sebuah perusahaan sebagai pegawai, maka anda akan mendapatkan kartu peserta BPJS ketenagakerjaan tersebut. Mekanisme pembayaran dari BPJS ketenagakerjaan ini adalah dengan memotong berapa persen dari total gaji bersih anda, dan pemotongan ini dilakukan setiap bulan. Untuk anda yang sedang bekerja di sektor formal seperti guru, dokter, dan lainnya, maka yang mendaftarkan pegawainya agar bisa menjadi peserta BPJS ketenagakerjaan adalah perusahaan tersebut, dan perusahaan juga bertugas untuk membayar iuran sesuai yang ditentukan oleh pihak BPJS ketenagakerjaan. Sedangkan bagi anda yang bekerja di sektor non formal dan ingin menjadi peserta BPJS ketenagakerjaan, maka anda bisa menjadi peserta BPJS ketenagakerjaan dengan membayar sendiri uang kepesertaan disesuaikan dengan UMP atau Upah Minimum Provinsi. Tahukah anda, bahwa BPJS ketenagakerjaan memiliki kebijakan baru terkait dengan jaminan hari tua atau biasa disingkat JHT. Saat ini jaminan hari tua sudah bisa diambil tanpa menunggu anda berumur 56 tahun. Lalu bagaimana cara mencairkan BPJS ketenagakerjaan secara cepat dan tepat? berikut adalah informasinya untuk anda.

Kebijakan baru pemerintah tentang cara mencairkan BPJS ketenagakerjaan ini sudah diatur dalam kebijakan pemerintah no 60 tahun 2015, yang berisi klaim jaminan hari tua 10 sampai 30 persen hanya berlaku untuk peserta BPJS ketenagakerjaan yang masih aktif bekerja di sebuah perusahaan dengan minimal usia peserta yaitu 10 tahun. Anda harus memilih salah satu untuk mencairkan dananya. Misalkan anda memilih 10% untuk persiapan pensiun atau anda bisa memilih yang 30% untuk biaya rumah.

Untuk persayaratan dalam mencairkan atau mengklaim jaminann hari tua atau JHT tersebut adalah ada harus aktif dalam bekerja di sebuah perusahaan tersebut selama 10 tahun. Selain itu, ada juga persyaratan lainnya seperti membawa dokumen dokumen yang harus anda siapkan. Dengan mematuhi peraturan dan memenuhi persayaratan yang dibutuhkan, anda akan mudah dalam mencairkan JHT yang anda inginkan. Semoga informasi terkait dengan cara mencairkan BPJS ketenagakerjaan tersebut bermanfaat untuk anda.

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